Hlushchenko, Ya., O. Korohodova, T. Moiseienko, O. Sosnovska, and N. Chernenko. 2021. “THE BANKING SECTOR CAPITAL CONSOLIDATION FACTORS IN INDUSTRY 4.0 AND COVID-19 CONDITIONS”. Financial and Credit Activity: Problems of Theory and Practice 3 (38):4-14. https://doi.org/10.18371/fcaptp.v3i38.237414.